LEVEL 400 · REDUCE DRAG

Annuity vs. Investing Calculator

Compare modeled after-tax accumulation after fees, surrender charges, bonuses, and different tax treatment.

Not a product recommendation. Actual annuities may include caps, spreads, participation rates, guarantees, riders, commissions, exclusions, insurer-credit risk, and changing surrender schedules. This simplified comparison assumes a full surrender and treats cash received above the entered premium as taxable gain; it does not model partial-withdrawal ordering or an early-distribution penalty. Tax treatment depends on account type and distribution method.

MODELED RESULT—

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