LEVEL 300 · TAX DIVERSIFICATION

Traditional vs. Roth Contribution Calculator

Compare future after-tax value when the deduction today and the retirement tax rate are both accounted for.

Annual contributionYears investedExpected annual returnCurrent marginal tax rate

Advanced assumptions Tax and fee assumptions

Retirement withdrawal tax rateTax rate on taxable investment gainsAnnual investment fee

Rules checked in 2026. Assumes the Traditional contribution creates a current-year tax savings that is invested in a taxable account. It does not test eligibility, contribution limits, deductions, required distributions, state taxes, account-order rules, penalties, or future law changes.

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